Best Home Warranty Companies for Idaho in 2025

28 January, 2025
By Brenda Wilson

A home warranty can provide homeowners in Idaho with financial protection against unexpected repairs and replacements of major home systems and appliances. Whether you're a first-time homeowner or a seasoned property owner, choosing the right home warranty company is crucial for ensuring peace of mind and financial stability.

Get Home Warranty Quotes
from Top Rated Authorized
Partners

Get a Quote

Benefits of a Home Warranty in Idaho

Protection Against Unexpected Expenses – Repairing or replacing major systems like HVAC, plumbing, or electrical can be costly. A home warranty helps cover these expenses, ensuring that homeowners do not have to pay large amounts out-of-pocket.
Convenience – Instead of searching for reliable service technicians, home warranty companies provide vetted professionals for repairs, making the process hassle-free.
Increased Home Value – If you plan to sell your home, a home warranty can be an attractive feature for potential buyers, adding an extra layer of security to the property.
Budget-Friendly Repairs – With a fixed monthly or annual fee, homeowners can plan their finances without worrying about sudden, expensive repair costs.
Covers Harsh Weather Wear – Idaho experiences diverse weather conditions that can take a toll on home systems. A warranty ensures that your heating or cooling system remains functional year-round, keeping your home comfortable regardless of the season.

Best Home Warranty Companies for Idaho

When selecting a home warranty provider, it's important to consider coverage options, service reliability, and customer satisfaction. Below are the top-rated home warranty companies for Idaho homeowners in 2024.

1. Liberty Home Guard

Liberty Home Guard is a top-rated home warranty provider known for its flexible plans and excellent customer service. It offers a wide range of optional add-ons, making it a great choice for homeowners who need customized coverage. Customers appreciate the user-friendly claims process and the quick turnaround time for service requests.

Coverage Options:

Systems Guard – Covers major home systems like HVAC, plumbing, and electrical.
Appliance Guard – Covers household appliances such as refrigerators, ovens, washers, and dryers.
Total Home Guard – A comprehensive plan covering both appliances and systems.

Ideal For:

Homeowners looking for comprehensive coverage with the option to add unique items like pool equipment, pest control, and gutter cleaning. Liberty Home Guard stands out for its strong reputation and high customer satisfaction ratings.

2. American Home Shield

American Home Shield (AHS) is one of the most established home warranty companies in the industry, offering flexible coverage and customizable plans. With decades of experience, AHS is a trusted name known for its extensive network of skilled service technicians and its ability to cover older home systems and appliances without requiring an inspection.

Coverage Options:

ShieldSilver – Covers essential home systems like heating, cooling, and electrical.
ShieldGold – Includes systems and major appliances like washers, dryers, and refrigerators.
ShieldPlatinum – Offers premium coverage, including roof leak protection and increased coverage limits.

Ideal For:

Homeowners looking for comprehensive coverage from a well-established and reputable provider. AHS is particularly useful for those who own older homes with aging appliances and systems, as they do not deny coverage based on age.

3. Cinch Home Services

Cinch Home Services is known for its fast claims processing and reliability. The company offers three tiers of protection, ensuring that homeowners can select the coverage that best meets their needs. Customers appreciate the peace of mind that comes with Cinch's long service guarantees and efficient repair process.

Coverage Options:

Appliances Plan – Covers kitchen and laundry appliances.
Built-in Systems Plan – Covers plumbing, HVAC, and electrical systems.
Complete Home Plan – Covers both appliances and systems with additional perks like a $500 reimbursement for homeowners insurance deductibles.

Ideal For:

Budget-conscious homeowners who want a reliable provider with long service guarantees. Cinch Home Services also provides additional support with home maintenance reminders and service request tracking, making it a convenient option for busy homeowners.

4. 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty has been in the industry for over 40 years, specializing in home system and appliance protection. It is particularly well-known for its coverage on new home construction warranties and its large network of service professionals who quickly respond to claims.

Coverage Options:

Simply Kitchen – Covers kitchen appliances.
Complete Home – Covers appliances and major home systems.
Pinnacle Home – Includes high-value coverage with increased repair/replacement limits.

Ideal For:

Homeowners with newly constructed homes or those looking for structural warranties in addition to system and appliance coverage. 2-10 Home Buyers Warranty is an excellent choice for homeowners who want specialized structural coverage on top of standard home warranty protection.

5. First American Home Warranty

First American Home Warranty is a well-established company that offers solid protection for home appliances and systems. It has been serving homeowners for decades, ensuring that their essential home items remain in working condition with reliable and prompt service calls.

Coverage Options:

Basic Plan – Covers essential appliances such as ovens, dishwashers, and refrigerators.
Premier Plan – Covers both appliances and home systems, including HVAC, plumbing, and electrical.
Optional Add-ons – Includes items like well pumps, pool equipment, and septic systems.

Ideal For:

Homeowners looking for straightforward home warranty coverage with a strong track record of customer satisfaction. First American Home Warranty provides a hassle-free claims process and is ideal for those who prefer a simple, no-fuss warranty plan that ensures their home stays in optimal condition.

Frequently Asked Questions (FAQs)

1. What does a home warranty cover?

A home warranty typically covers major home systems like HVAC, plumbing, and electrical, as well as household appliances like refrigerators, dishwashers, and washers/dryers. Some providers offer optional coverage for pools, roof leaks, and septic systems.

2. How do I file a claim with a home warranty company?

Most home warranty companies have an online portal or customer service hotline where you can file a claim. Once submitted, the company will assign a service technician to assess and repair the issue.

3. Can I transfer my home warranty if I sell my house?

Yes, most home warranty companies allow the warranty to be transferred to a new homeowner, which can be a selling point for buyers.

4. Are pre-existing conditions covered under a home warranty?

Typically, home warranties do not cover pre-existing conditions. Coverage usually applies to breakdowns due to normal wear and tear after the contract begins.