Best Home Warranty Companies in Alaska: Top Picks for 2024

29 October, 2024
By Brenda Wilson

Alaska's unique weather and environmental conditions pose challenges to homeowners and their appliances. A reliable home warranty plan can be a lifeline, covering repair and replacement costs that can arise unexpectedly. This guide reviews the top home warranty providers for Alaskan residents, including Liberty Home Guard, First American Home Warranty, Cinch Home Services, 2-10 Home Buyers Warranty, and American Home Shield.

Each company has strengths suited to specific needs, from affordable basic coverage to comprehensive protection plans. Here, we’ll explore each company’s plans, pricing, customer satisfaction, and why they stand out in the Alaskan market.

Let us find the
Best Home Warranty Provider
for your Home's Needs

Liberty Home Guard

Liberty Home Guard (LHG) consistently ranks among the top home warranty providers, known for its reliable customer service and comprehensive plan options. Despite being a newer player in the industry, LHG has quickly built a solid reputation with transparent coverage and rapid service.

Plans and Coverage

Liberty Home Guard offers three main plans:

Appliance Guard: Covers essential home appliances such as refrigerators, ovens, washers, and dryers.
Systems Guard: Protects home systems, including HVAC, plumbing, and electrical systems.
Total Home Guard: A comprehensive plan that combines the coverage of both the Appliance and Systems Guard plans.

Unique Offerings

Liberty Home Guard provides a variety of add-ons tailored to Alaskan homeowners. Options include coverage for sump pumps, stand-alone freezers, and roof leak repairs, which can be beneficial in Alaska’s often challenging climate.

Pricing

Pricing varies depending on the coverage level, but Liberty Home Guard offers competitive rates and often provides new customer discounts. Monthly costs start around $40, depending on selected add-ons.

Pros and Cons

Pros:

Comprehensive range of add-ons
Responsive customer service with a 24/7 hotline
Good for those who want both appliance and system coverage

Cons:

Younger company with a shorter track record
Some add-ons can increase monthly costs

Why It’s a Good Fit for Alaska

Liberty Home Guard is ideal for homeowners in Alaska looking for a wide variety of coverage options, especially if they have specific needs like roof leaks or unique appliances due to the cold climate.

First American Home Warranty

First American Home Warranty (FAHW) is one of the most established companies in the industry. Known for its commitment to affordable coverage, FAHW focuses on providing essential protections with straightforward plans and minimal hassle.

Plans and Coverage

First American offers two main plans:

Basic Plan: Covers major appliances such as dishwashers, refrigerators, and laundry units.
Premier Plan: Includes all appliances in the Basic Plan, plus systems like plumbing, heating, and electrical.

Unique Offerings

A unique aspect of First American is its First Class Upgrade, which provides additional coverage for appliances with unknown pre-existing conditions and code violations, a crucial benefit for older homes in Alaska.

Pricing

First American is known for its affordability, with plans starting at approximately $30 per month. The First Class Upgrade is an optional add-on, typically around $10 extra per month.

Pros and Cons

Pros:

Affordable plans, especially for budget-conscious homeowners
First Class Upgrade is excellent for older homes
Simple and easy-to-understand coverage options

Cons:

Limited add-on options
Not as extensive in coverage as some other providers

Why It’s a Good Fit for Alaska

First American Home Warranty is a great choice for homeowners with older properties who want essential coverage without high costs. Its First Class Upgrade is ideal for those who may not know the full history of their home’s systems and appliances.

Cinch Home Services

Cinch Home Services is popular for its extensive coverage options and a strong focus on customer satisfaction. Cinch’s plans cater to those who want flexibility in selecting specific systems or appliances to cover, making it well-suited for diverse needs.

Plans and Coverage

Cinch offers three main plans:

Appliances Plan: Covers most major appliances, including washers, dryers, and refrigerators.
Built-in Systems Plan: Provides protection for essential home systems, such as HVAC, plumbing, and electrical.
Complete Home Plan: Combines appliance and system coverage for a comprehensive plan.

Unique Offerings

One of Cinch’s standout features is its 180-day workmanship guarantee, which ensures repairs are completed correctly, giving homeowners peace of mind. Cinch also offers a unique Reimbursement for Homeowners Insurance Deductible that helps offset costs in case of major home repairs.

Pricing

Cinch’s plans start around $34.99 per month for the Appliances Plan, with the Complete Home Plan priced higher. Deductibles typically range from $100 to $150, depending on the plan.

Pros and Cons

Pros:

Flexible plan options and good add-on choices
180-day workmanship guarantee
Optional reimbursement for homeowners insurance deductibles

Cons:

Higher service call fees compared to some competitors
Some reports of slower response times for non-emergency repairs

Why It’s a Good Fit for Alaska

Cinch’s 180-day workmanship guarantee is highly beneficial in Alaska’s climate, where reliable repair work is essential. Their deductible reimbursement can also help mitigate high repair costs common in remote locations.

2-10 Home Buyers Warranty

2-10 Home Buyers Warranty (2-10 HBW) has over 40 years of experience and is known for offering some of the most comprehensive structural coverage in the home warranty industry. 2-10 is especially popular with real estate professionals, providing tailored options for both buyers and sellers.

Plans and Coverage

2-10 HBW offers three main plans:

Appliance Plan: Covers essential home appliances, such as ovens, dishwashers, and refrigerators.
Systems Plan: Focuses on covering major home systems, including HVAC, plumbing, and electrical.
Complete Home Plan: Offers combined appliance and systems coverage for maximum protection.

Unique Offerings

One of the unique offerings of 2-10 is its structural warranty, ideal for new construction. For existing homes, 2-10 offers add-ons for items like septic systems, well pumps, and roof leak repairs—valuable additions for homeowners in remote Alaskan locations.

Pricing

2-10 HBW has mid-range pricing, with monthly plans starting around $35. The structural warranty and specific add-ons will increase overall costs.

Pros and Cons

Pros:

Longstanding reputation in the industry
Structural warranty option for new construction
Customizable coverage with several add-ons

Cons:

Add-ons can make monthly costs high
Limited plan options for existing homes

Why It’s a Good Fit for Alaska

2-10 HBW’s structural warranty makes it a perfect fit for those building new homes in Alaska, where high-quality construction is crucial. Additionally, its septic and well pump coverage is useful for rural areas.

American Home Shield

American Home Shield (AHS) is a well-established home warranty provider, recognized for its flexible coverage and high claim approval rates. AHS is one of the oldest and most trusted names in the industry, serving millions of homes across the U.S.

Plans and Coverage

AHS offers three customizable plans:

ShieldSilver™: Covers home systems like heating, electrical, and plumbing.
ShieldGold™: Covers both appliances and systems for broader protection.
ShieldPlatinum™: Includes all of ShieldGold™’s coverage plus additional benefits like HVAC tune-ups and roof leak repairs.

Unique Offerings

American Home Shield is known for its flexible coverage options, allowing policyholders to customize plans based on their needs. Their roof leak repair coverage is especially advantageous for Alaska’s rainy and snowy weather.

Pricing

AHS plans start at around $49.99 per month, with the ShieldPlatinum™ plan priced higher due to its extensive coverage. Service fees are adjustable, ranging from $75 to $125.

Pros and Cons

Pros:

High degree of flexibility in plan options
Comprehensive ShieldPlatinum™ plan covers a wide range of items
High claim approval rate and quick service response

Cons:

Higher price point compared to some competitors
Customization options can lead to added costs

Why It’s a Good Fit for Alaska

AHS’s ShieldPlatinum™ plan is beneficial for Alaskan homeowners who want extensive coverage, including roof repairs. The flexibility in choosing service fees also allows budget-conscious residents to tailor their plans.

Choosing the Best Home Warranty in Alaska

Selecting the best home warranty provider in Alaska depends on specific needs, budget, and the condition of your home’s appliances and systems. Here's a quick breakdown of recommendations based on common needs: