Choosing a home warranty provider in Tennessee can provide peace of mind, covering the unexpected breakdowns of essential home systems and appliances. To help you find the best option, we've reviewed some top-rated companies in the state, analyzing their coverage, customer service, and cost.
Why Get a Home Warranty in Tennessee?
In Tennessee, where hot summers and unpredictable weather can place a strain on home systems, having a home warranty can be a smart investment. With coverage on systems like air conditioning, heating, plumbing, and more, a home warranty can prevent high out-of-pocket repair expenses.
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Top 5 Home Warranty Companies in Tennessee
Liberty Home Guard
Why We Recommend It: Liberty Home Guard is known for its customizable plans and extensive coverage options, including unique add-ons like pest control and electronics coverage.
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Plans: Appliance Guard, System Guard, and Total Home Guard.
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Notable Add-Ons: Pool and spa, roof leak coverage, and generator coverage.
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Cost: Plans start around $60 per month, varying by location and plan.
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Customer Service: Liberty Home Guard has a solid reputation for responsive customer service with 24/7 support.
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Best For: Homeowners looking for flexible plans with robust coverage options.
2-10 Home Buyers Warranty
Why We Recommend It: A trusted name in the home warranty industry, 2-10 Home Buyers Warranty offers comprehensive home protection, especially for newly built homes.
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Plans: Systems, Appliances, and Combo Plan.
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Notable Add-Ons: Roofing, pool/spa, and HVAC enhancements.
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Cost: Plans start around $30 per month, depending on coverage needs.
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Customer Service: Known for fast service and helpful representatives.
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Best For: New homeowners or those seeking builder-backed coverage.
American Home Shield
Why We Recommend It: American Home Shield offers some of the most flexible coverage options, allowing customers to tailor plans to specific needs and budgets.
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Plans: ShieldSilver, ShieldGold, and ShieldPlatinum.
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Notable Add-Ons: Electronics protection, roof leak repair, and pool/spa coverage.
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Cost: Plans start at around $40 per month.
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Customer Service: Generally well-rated for quick claim handling and extensive coverage.
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Best For: Homeowners seeking customizable coverage with comprehensive protections.
First American Home Warranty
Why We Recommend It: First American Home Warranty provides competitive pricing with solid coverage, making it an excellent choice for budget-conscious homeowners.
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Plans: Basic and Premier.
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Notable Add-Ons: Central air conditioning and more for an additional cost.
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Cost: Affordable plans starting around $30 per month.
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Customer Service: Efficient claims process and customer support.
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Best For: Budget-conscious homeowners wanting core coverage on essential systems and appliances.
Cinch Home Services
Why We Recommend It: Cinch Home Services stands out for its extensive network of contractors and commitment to eco-friendly practices, offering a Green Plan that includes Energy Star appliances.
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Plans: Appliances, Built-in Systems, and Complete Home Plan.
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Notable Add-Ons: Pool, septic tank, and water softener.
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Cost: Plans start around $35 per month.
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Customer Service: Known for efficient claim resolution and high satisfaction rates.
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Best For: Homeowners seeking comprehensive coverage with eco-friendly options.
Key Factors to Consider When Choosing a Home Warranty in Tennessee
Coverage Options
The best home warranty for you depends on your home's specific needs. Some companies offer comprehensive packages that cover nearly all home systems, while others focus on appliances or specific systems.
Cost and Service Fees
Monthly fees and service call fees vary between providers. Assess what you can budget for a monthly premium and how much you’d be willing to pay for each repair visit.
Customer Service and Claims Process
The quality of customer support can vary widely. Read recent reviews, and look for providers known for prompt claim handling and ease of service.
Conclusion
Each of these Tennessee home warranty providers offers distinct advantages. Whether you're seeking affordable, budget-friendly options or extensive, flexible coverage, there’s a home warranty provider that can meet your needs. For those looking for flexible and customizable plans, American Home Shield and Liberty Home Guard are top picks. First American Home Warranty is a solid choice for homeowners focused on value, while 2-10 Home Buyers Warranty is ideal for new homeowners. Finally, Cinch Home Services offers unique benefits with eco-friendly options, a boon for environmentally-conscious customers.
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