5 Best Home Warranty Companies for Carrier Home Appliances and Air Conditioners

15 January, 2025
By Brenda Wilson

In this guide, we’ll explore the best home warranty companies for Carrier appliances and air conditioners, their coverage options, benefits, and what to look for in a comprehensive HVAC warranty plan.

Understanding Carrier Manufacturer Warranty

Before looking at third-party home warranties, it's essential to understand Carrier’s own warranty policies. Carrier typically offers:

Standard Parts Warranty – Coverage ranging from 5 to 10 years on parts, depending on the model and registration.
Labor Warranty – Generally, labor costs are not covered by Carrier’s manufacturer warranty.
Compressor Warranty – High-efficiency models may have extended coverage on compressors, often up to 10 years.
Heat Exchanger Warranty – Up to 20 years or limited lifetime, depending on the model.

However, these warranties do not cover regular maintenance, diagnostics, labor costs, or wear and tear—which is why many homeowners opt for a home warranty to complement their manufacturer coverage.

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What Does a Home Warranty Cover for Carrier Heating and Cooling Systems?

A home warranty is a service contract that covers repairs and replacements of household systems and appliances due to normal wear and tear. For Carrier heating and cooling systems, coverage typically includes:

Central air conditioning units
Furnaces and boilers
Heat pumps and ductwork
Thermostats and refrigerants (varies by provider)

One of the biggest advantages of a home warranty is that it helps homeowners manage unexpected expenses. HVAC systems, particularly high-performance brands like Carrier, require regular maintenance and occasional repairs. A home warranty plan helps mitigate the costs associated with part failures and labor, which are not covered under a manufacturer’s warranty.

Top Home Warranty Companies for Carrier Appliances & HVAC Systems

Liberty Home Guard

Liberty Home Guard is known for its exceptional customer service and extensive coverage options. It provides protection for HVAC systems, home appliances, and essential home systems like electrical and plumbing.

A standout benefit is that Liberty Home Guard has no age restrictions on covered systems, making it a great option for older Carrier air conditioners and furnaces. They offer 24/7 customer service and a fast claims process, ensuring homeowners get prompt assistance when repairs are needed. Their coverage includes air conditioners, furnaces, and ductwork, with optional add-ons for refrigerant replacement and humidifiers.

American Home Shield

American Home Shield is one of the most well-known names in the home warranty industry, offering flexible plans that provide coverage for Carrier HVAC systems. One major advantage of AHS is that it covers undetectable pre-existing conditions, making it a great choice for homeowners with aging air conditioning and heating units.

Their HVAC protection plan includes air conditioners, furnaces, and heat pumps, ensuring comprehensive support for essential repairs and replacements. Additionally, AHS offers an optional HVAC tune-up service, which helps extend the lifespan of Carrier heating and cooling systems.

First American Home Warranty

First American Home Warranty is recognized for its extensive heating and cooling coverage. It provides robust protection for HVAC repairs and includes refrigerant replacement, which some competitors do not offer.

Homeowners can submit service requests at any time, making it easy to schedule HVAC repairs when needed. Their plan includes coverage for Carrier air conditioners, furnaces, and ductwork, ensuring year-round operational reliability.

Cinch Home Services

Cinch Home Services stands out due to its 180-day workmanship guarantee, ensuring that repairs last beyond the initial service. They cover a wide range of HVAC components, including Carrier air conditioners, furnaces, and heat pumps.

Another benefit is coverage for rust, corrosion, and undetectable pre-existing conditions, features that some providers exclude. Cinch also offers discounts on HVAC maintenance, helping homeowners extend the lifespan of their Carrier systems.

2-10 Home Buyers Warranty

2-10 Home Buyers Warranty is a top choice for homeowners buying or selling a property. It provides strong protection for Carrier heating and cooling systems, covering refrigerant, compressors, and air handlers.

For those in the process of buying or selling a home, 2-10’s coverage options help make properties more appealing to potential buyers. Additionally, this provider offers structural home coverage, making it a valuable option in real estate transactions.

How to Choose the Right Warranty Plan for Your Carrier HVAC System

1. Scope of Coverage

Ensure the warranty includes air conditioning, heating, and ductwork without requiring excessive add-ons. Some plans offer only basic HVAC protection, so reviewing coverage details is crucial.

2. Service Reliability

A provider with a large network of Carrier-certified technicians ensures that repairs are handled efficiently by professionals familiar with the brand.

3. Refrigerant and Maintenance Coverage

Some home warranties include refrigerant costs and HVAC tune-ups, while others do not. Choosing a plan that covers these aspects can save money in the long run.

4. Contract Terms and Exclusions

Reading the fine print helps avoid unexpected claim denials. Some warranty providers restrict coverage on older HVAC systems or require proof of maintenance for claims approval.