Lesser-Known Appliances and Systems Covered by Home Warranties

30 June, 2024
By Brenda Wilson

Home warranties usually cover essential items like HVAC systems, plumbing, and major appliances. But did you know there are many lesser-known items that might also be covered? These hidden gems can save you money and provide peace of mind. Many homeowners overlook them. Curious to learn more? Let’s dive in and find out what your home warranty might cover.

Commonly Covered Items (A Brief Recap)

Before we explore the hidden gems, let’s quickly recap the usual suspects. Home warranty plans typically cover major systems and appliances such as:

HVAC systems
Plumbing systems
Electrical systems
Kitchen appliances (dishwashers, ovens, and refrigerators)

These are important. But there’s so much more to a comprehensive home warranty plan. Knowing the full range of coverage helps you make informed decisions. Ready to uncover those hidden treasures? Let’s get started.

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Lesser-Known Appliances and Systems

Let’s look at the lesser-known items that might be under your home warranty’s protective umbrella.

Pool and Spa Equipment

Did you know your home warranty might cover your pool and spa equipment? Maintenance and repair of these systems can be costly. Your home warranty can cover components like:

Pumps
Heaters
Filtration systems

Imagine the relief of knowing a sudden pump failure won’t drain your wallet. One homeowner found her home warranty invaluable when her pool heater malfunctioned before a big summer party. Instead of facing a hefty repair bill, her warranty came to the rescue. Want to keep your summer fun uninterrupted?

Lawn Sprinkler Systems

Lush green lawns don’t maintain themselves. Lawn sprinkler systems are crucial for keeping them in top shape. Surprisingly, many home warranties include lawn sprinkler systems in their coverage. These systems involve:

Valves
Timers
Controllers

Coverage for these components can help you avoid unexpected repair costs. Regular maintenance and occasional professional check-ups can extend the system's life. A small leak in a sprinkler system can inflate your water bill. Home warranties can take the pressure off your budget and let you enjoy a beautiful garden worry-free.

Smart Home Devices

In the age of smart homes, devices like smart thermostats, doorbell cameras, and smart smoke detectors are indispensable. They add convenience and security. Repair or replacement costs can add up. Not all home warranties cover smart home devices, but many are starting to include them. Why risk a malfunction when you could have warranty protection?

Consider John. He invested heavily in smart home technology. When his smart thermostat failed during a winter storm, his warranty protected him from sudden expenses. Curious about what smart devices your warranty might cover? Take a closer look.

Water Softeners

Water softeners are often overlooked yet vital appliances, especially in areas with hard water. Hard water can damage pipes, stain faucets, and reduce the lifespan of your appliances. Repairing or replacing a water softener can be expensive. Some home warranty plans cover:

Regeneration systems
Ion exchange components

Susan discovered the value of her home warranty when her water softener broke down. Instead of facing a costly replacement, her warranty ensured she continued to enjoy soft, quality water. Have you checked if your home warranty includes water softeners?

Garbage Disposals

Garbage disposals make kitchen clean-up easy. They can also be prone to clogs and other issues. Repairing or replacing a garbage disposal can be costly. Home warranties can cover:

Motor
Blades
Mechanical components

Consider the convenience of uninterrupted kitchen functionality. When Tom’s garbage disposal jammed, his warranty covered the repair, saving him time and money. Could your kitchen benefit from this added protection?

How to Find Out What's Covered

You might be wondering how to determine if these hidden gems are part of your coverage. Here are a few practical tips:

Reading the Fine Print

First and foremost, read your home warranty contract. It’s tempting to skim through the details. Understanding the specifics can save you headaches later. Look for sections detailing covered items and any exclusions or limitations. Are you aware of all the terms of your home warranty?

Customer Service

If you’re unsure or need clarification, reach out to your home warranty provider’s customer service. They can provide precise information and answer any questions. A quick phone call or email can make a big difference. Are you using your provider’s expertise?

Updating Coverage

Did you find out that some lesser-known items aren’t covered under your current plan? Many providers allow you to customize or upgrade your coverage. Consider your home’s needs and weigh the benefits of additional protection. Is your home sufficiently safeguarded?

What Does a Home Warranty Not Cover?

When it comes to home warranties, not everything is covered. Here’s a quick rundown of what’s typically not included for appliances:

Pre-existing Conditions: If your appliance was already broken before you got the warranty, tough luck. It's not covered.
Lack of Maintenance: Didn’t take care of your appliances? Home warranties won’t cover damages due to neglect or poor upkeep.
Cosmetic Damage: Dents, scratches, and other aesthetic issues are your responsibility.
Rust and Corrosion: Rusted out? Corroded parts? Nope, not covered.
Improper Installation: If your appliance wasn’t installed correctly, any resulting damage isn’t included.
Unauthorized Repairs: Had someone unqualified tinker with your appliance? Any damage they caused isn’t covered.
Intentional Damage: Broke it on purpose? Don’t expect a warranty to bail you out.
Non-residential Use: Using household appliances in a business? Warranty won’t cover that either.

Warranties are helpful, but they aren’t a magic fix for everything. Always read the fine print to know what's excluded. Avoid surprises by understanding your policy fully.

Conclusion

In summary, your home warranty could be more comprehensive than you think. It might cover items like pool equipment, lawn sprinkler systems, smart home devices, water softeners, and garbage disposals. These hidden gems can prevent unexpected expenses and add peace of mind.

Understanding your home warranty's full coverage can help you save money and avoid surprises. Ready to get the most out of your home warranty? Review your plan, reach out to your provider, and make sure you are fully protected.

Looking for a home warranty that covers these hidden gems and more? Fill out the form today to get matched with a home warranty company that best fits your home’s needs. Share your experiences or ask questions below—we’d love to hear from you!